We can make financing one of our vehicles as easy as driving one

Finding the right Chrysler, Dodge, Jeep or Ram can be an enjoyable experience, thanks to our wide selection and our no-pressure dealership environment. But the enjoyment doesn't have to stop when you start the process of getting the right financing. Our finance specialists are adept at explaining your financing options in simple, understandable terms, so can decide whether to get a loan or a lease.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

By submitting your contact information, you consent to be contacted by telephone about purchasing a vehicle or obtaining vehicle financing. Clicking on the Submit button above is your electronic signature.

Some advantages of getting a loan

  For our neighbors in places like Kingman and Lake Havasu City, AZ, we recommend a car loan as a very good option at Swanty's Chrysler Dodge Jeep Ram in Bullhead City, AZ. One key benefit is that, as you make your payments with a loan, you're gradually building cash value you can use to buy your next car. In addition, making your car loan payments on time helps raise your credit score. 

Another longer-term advantage is that, once you complete your car loan and make all the payments, you own the car, truck or SUV. At that point, it's nice to no longer have a monthly car payment. That's a benefit only available with a loan, not a lease. What's more, you can drive all the miles you want. By contrast, a lease has an annual limit on miles, or you pay an excess mileage fee. Finally, your car insurance payments might be lower.

Is there a way to lower my car loan payments?

There are a number of ways. One is to simply shop for a loan with a lower interest rate, which is easier when your credit score is higher. Another way is to make a bigger down payment, so you reduce the amount you're borrowing. The most common way people lower their monthly payment is by getting a longer-term loan. There are some definite downsides to a longer-term loan, however, including a higher interest rate and more loan expense.

Some advantages of a lease 

The biggest reason many people prefer a lease is because the monthly payments are lower than what you'd pay monthly for a car loan on the same vehicle. It's also simpler at the end of the lease. Instead of the time and expense of selling your vehicle, you just drop it off at Swanty's Chrysler Dodge Jeep Ram. You then pay any fees for excess damage or miles and you can lease another new vehicle.

Why fill out the finance application before you visit us? 

Completing our finance application in advance allows you to find out how much you can qualify for, in terms of a loan or a lease. Buyers from Laughlin and Henderson, NV find it can also save time when you visit our finance center. You don't have to spend time filling out the form and waiting for approval. You can talk with us immediately about how we can help you get the best available loan or lease package. 

Advantages of dealing with Swanty's Chrysler Dodge Jeep Ram

We're the best source for Chrysler, Dodge, Jeep and Ram vehicles. In fact, Swanty's has the biggest selection of both new and used vehicles in three states: Arizona, California and Nevada. We also offer award-winning service and parts to help keep your vehicle performing at its best. Send us your financing application today and browse our exceptional inventory. Then contact us for a test drive at Swanty's Chrysler Dodge Jeep Ram